.refund-policy-page .policy-wrap{width:min(900px,calc(100% - 40px));margin-inline:auto}
.refund-policy-page .policy-hero{padding:76px 0 52px;text-align:center;background:linear-gradient(180deg,#EAF6FF 0%,#fff 100%)}
.refund-policy-page .policy-eyebrow{display:inline-flex;align-items:center;gap:9px;color:#FF6B12;font-size:12px;font-weight:900;letter-spacing:.12em;text-transform:uppercase}
.refund-policy-page h1{margin:18px auto 0;color:#08264A;font-size:clamp(36px,5vw,56px);font-weight:900;line-height:1.1;letter-spacing:-.04em}
.refund-policy-page .policy-subtitle{margin:15px 0 0;color:#1269B0;font-size:clamp(21px,3vw,28px);font-weight:900}
.refund-policy-page .policy-intro{max-width:690px;margin:17px auto 0;color:#60758A;line-height:1.8}
.refund-policy-page .policy-content{padding:46px 0 64px}
.refund-policy-page .policy-section{display:grid;grid-template-columns:52px minmax(0,1fr);gap:20px;padding:27px 0;border-bottom:1px solid #e5edf4}
.refund-policy-page .policy-section:first-child{padding-top:0}
.refund-policy-page .policy-number{width:48px;height:48px;display:flex;align-items:center;justify-content:center;border-radius:15px;background:#EAF6FF;color:#1269B0;font-size:15px;font-weight:900}
.refund-policy-page .policy-section h2{margin:3px 0 13px;color:#08264A;font-size:clamp(21px,2.8vw,26px);font-weight:900;letter-spacing:-.025em}
.refund-policy-page .policy-section p{margin:0 0 13px;color:#60758A;line-height:1.85}
.refund-policy-page .policy-section p:last-child{margin-bottom:0}
.refund-policy-page .policy-section strong{color:#102A43;font-weight:850}
.refund-policy-page .policy-contact-wrap{padding:0 0 84px}
.refund-policy-page .policy-contact{padding:clamp(28px,5vw,46px);border-radius:26px;background:#08264A;text-align:center;color:#fff}
.refund-policy-page .policy-contact h2{margin:0;color:#fff;font-size:clamp(26px,4vw,34px);font-weight:900;letter-spacing:-.03em}
.refund-policy-page .policy-contact p{max-width:650px;margin:15px auto 0;color:#E4EEF8;line-height:1.8}
.refund-policy-page .policy-contact a{display:inline-flex;align-items:center;justify-content:center;margin-top:23px;padding:14px 24px;border-radius:12px;background:#FF6B12;color:#fff;font-weight:900;transition:transform .18s ease,background .18s ease}
.refund-policy-page .policy-contact a:hover{transform:translateY(-2px);background:#f45c08}
@media(max-width:600px){.refund-policy-page .policy-wrap{width:min(100% - 32px,900px)}.refund-policy-page .policy-hero{padding:54px 0 38px}.refund-policy-page .policy-content{padding:32px 0 46px}.refund-policy-page .policy-section{grid-template-columns:40px minmax(0,1fr);gap:13px;padding:23px 0}.refund-policy-page .policy-number{width:40px;height:40px;border-radius:12px}.refund-policy-page .policy-contact-wrap{padding-bottom:58px}}
@media(prefers-reduced-motion:reduce){.refund-policy-page .policy-contact a{transition:none}}